Autumn Budget: Key Points for my clients

Pensions spared, tax shifts ahead – Labour’s first Budget brings major changes impacting savings, inheritance, and employer costs from 2025.

Time is running out – Tick Tock!

With tax year-end approaching, now’s the time to maximise ISA, pension, and gifting allowances to boost savings and reduce IHT.

Offering employee benefits like healthcare and pensions boosts retention, attracts talent, and can save your business money long term.

Avoid knee-jerk pension decisions—tax-free cash may stay, and hasty withdrawals could lead to inheritance tax or lost growth.

Cyber attacks are rising. Protect your data and reputation with tailored insurance and proactive monitoring from Acorn to Oaks.

Struggling to buy your first home? Improve your mortgage chances by managing income, reducing expenses, and maintaining strong credit.

Understand the difference: D&O protects individuals; Management Liability covers wider business risks. Choose based on your company’s needs.

Online business insurance is risky. A broker ensures tailored cover, avoids underinsurance, and supports you fully if you need to