Winter Weather Warning
Winter seems to have come early this year and we want to take this opportunity to remind you of your responsibilities under the conditions of your Landlord’s policy.
Burst pipes at this time of year are very common and in our experience can have disastrous effects; they can result in tenants having to move out for considerable periods whilst the property dries out and is repaired. The aftermath of a burst pipe can be distressing and we would not want you to be left exposed to this problem. Furthermore if there is a claim, insurers do check energy utilisation as a proof that heating has been maintained in accordance with their policy conditions.
Please ensure that all exposed pipework is suitably lagged to prevent bursts. Please pay special attention to the water and heating system when the property is unoccupied for any reason, as this can radically increase the risk of damage during any cold spell.
Firstly, it is vital to tell us at any time of year if your property/ies become unoccupied. We need to tell insurers so that they can note their records. Depending on the length of time the property is likely to be unoccupied they might change the cover on the policy but we can liaise with them and, if necessary, recommend a different type of policy that will give you full cover.
Secondly, it is really important, where a property isn’t occupied, to ensure that the water and radiators are drained by a plumber and services turned off (except electricity needed to maintain any fire or intruder alarm system in force). If you think that a tenant will be shortly moving into the property and you want to keep the water on it is vitally important that you keep the heating on in the property, to maintain a temperature of 15 degrees Celsius.
If you require a further copy of your policy wording, please contact us and we will be more than happy to forward this to you. Should you experience an emergency outside our normal working hours please contact Claire Oakley, Managing Director on 07341 550 286 for help and support.