HOW CAN WE HELP?

  • BUSINESS PROTECTION
  • CRITICAL ILLNESS INSURANCE
  • INCOME PROTECTION INSURANCE
  • LIFE INSURANCE

BUSINESS PROTECTION

These are our most popular business protection services however we also offer other services for businesses to consider including employee benefits and some protection providers offer health and fitness benefits that we can tell you all about.

Key-man Protection

This is an area which is sometimes misunderstood. A key-man can be anyone who works for a business that affects the business ability to make money. Protecting such people will allow the business and its owners to be safe in the knowledge that they have a back-up plan should anything happen. If a business loses a key member of staff it may find that the bank manager who was previously helpful may not be as accommodating if key staff are no longer around.

Shareholder & Partnership Protection

This can be used to make sure that the ownership of a business stays where the business owners want it to be, and the families of the business owners are compensated. The use of cross-options agreements or single-option agreements may be used to make transactions work well. We will help you, with the assistance of your accountant if you prefer, to choose the options and levels of protection that suit your circumstances. Regular reviews of this are advisable and we will be there to help you revise arrangements as need be.

Business Loan Protection

Protecting the money a person borrows on a mortgage is common place and protecting business loans is just as important.

Group Protection Schemes

These can be included for death in service, protection of income or private medical insurance and can be tailored to all employees and particular employees you may wish to offer a higher than normal level employee benefit.

Contact us today to find out how we can help.

CRITICAL ILLNESS INSURANCE

This is a popular type of protection for both single people, couples, families and business people. There are many differences in conditions covered and options included by different companies offering this protection and we will help you decide what best suits your needs.

Contact us today to find out how we can help.

INCOME PROTECTION INSURANCE

Some people are lucky enough to have employers who pay them if they are off sick. Most of us will struggle to cope with paying all of our bills on the modest statutory sick pay that we may receive. Income protection can be tailored to suit whatever your circumstances dictate and this protection is always considered to be invaluable if you’ve ever been of sick for an extended period in the past. It can kick in after just 30 days, and pay out for a year or two, or even all the way up to retirement age. Again wide variations in the options mean we will advise you on the best way to protect yourself.

Contact us today to find out how we can help.

LIFE INSURANCE

This is generally the bedrock of protection and we will discuss the wide variety of options available. You may be surprised at the different ways simple life assurance can be structured and whatever your needs and protection desires we will help you achieve your goals.

Contact us today to find out how we can help.

Contact Acorn To Oaks Financial Services

HOW CAN WE HELP? CONTACT US FOR ADVICE.

Contact our friendly staff today to talk about how we can you help you.